FORM NL-5 - CLAIMS SCHEDULE

CLAIMS INCURRED [NET]

Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA 
CLAIMS INCURRED [NET]
FOR THE QUARTER ENDED 30.06.2010
  Particulars     FOR THE QUARTER For the corresponding quarter of the preceeding year 
        ENDED 30.06.2010 ENDED 30.06.2009
        (Rs.000) (Rs.000)
A FIRE INSURANCE        
  Claims Paid        
  Direct      0  0
  Add : Reinsurance accepted     1513 334 3560 716
  Less: Reinsurance ceded     53 983 405 042
  Net Claims Paid     1459 351 3155 674
 Less: Claims Outstanding at the beginning of the year    29239 495 22925 824
  Less: Claims Outstanding at the beginning of the year    26969 610 22849 850
  Total Claims Incurred     3729 236 3231 648

B MISCELLANEOUS INSURANCE        
(1) MOTOR        
  Claims Paid        
  Direct      0  0
  Add : Reinsurance accepted     2585 315 5059 329
  Less: Reinsurance ceded      0  0
  Net Claims Paid     2585 315 5059 329
 Less: Claims Outstanding at the beginning of the year    33915 387 30696 433
  Less: Claims Outstanding at the beginning of the year    31733 678 30597 952
  Total Claims Incurred     4767 024 5157 810
           
(2) AVIATION        
  Claims Paid        
  Direct     3 870  0
  Add : Reinsurance accepted     1333 204 1116 194
  Less: Reinsurance ceded     -103 249  0
  Net Claims Paid     1440 323 1116 194
  Add : Claims Outstanding at the end of the year    4809 359 5487 404
  Less: Claims Outstanding at the beginning of the year     5077 679 5760 611
  Total Claims Incurred     1172 003 842 987
           
(3) ENGINEERING        
  Claims Paid        
  Direct      0  0
  Add : Reinsurance accepted     504 886 576 168
  Less: Reinsurance ceded     37 676 41 168
  Net Claims Paid     467 210 535 000
 Less: Claims Outstanding at the beginning of the year    6291 534 5874 395
  Less: Claims Outstanding at the beginning of the year    6270 387 5647 953
  Total Claims Incurred     488 357 761 442
           
(4) WC        
  Claims Paid        
  Direct      0  0
  Add : Reinsurance accepted     2 616 28 954
  Less: Reinsurance ceded      0  0
  Net Claims Paid     2 616 28 954
  Add : Claims Outstanding at the end of the year     73 588 5 509
  Less: Claims Outstanding at the beginning of the year     50 960 26 026
  Total Claims Incurred     25 244 8 437
           
(5) Liability        
  Claims Paid        
  Direct      0  0
  Add : Reinsurance accepted     31 525 27 404
  Less: Reinsurance ceded      0  0
  Net Claims Paid     31 525 27 404
  Add : Claims Outstanding at the end of the year     978 703 701 614
  Less: Claims Outstanding at the beginning of the year     847 295 422 978
  Total Claims Incurred     162 933 306 040
           
(6) PA        
  Claims Paid        
  Direct      0  0
  Add : Reinsurance accepted     175 797 198 875
  Less: Reinsurance ceded      0  0
  Net Claims Paid     175 797 198 875
  Add : Claims Outstanding at the end of the year     801 291 459 074
  Less: Claims Outstanding at the beginning of the year     575 808 364 462
  Total Claims Incurred     401 280 293 487
           
(7) Health        
  Claims Paid        
  Direct      0  0
  Add : Reinsurance accepted     3151 681 587 263
  Less: Reinsurance ceded      0  0
  Net Claims Paid     3151 681 587 263
  Add : Claims Outstanding at the end of the year     1753 828 636 168
  Less: Claims Outstanding at the beginning of the year     1858 525 508 025
  Total Claims Incurred     3046 984 715 406
           
(8) Oth. Misc.        
  Claims Paid        
  Direct      0  0
  Add : Reinsurance accepted     652 846 2706 635
  Less: Reinsurance ceded     7 696  0
  Net Claims Paid     645 150 2706 635
  Add : Claims Outstanding at the end of the year     5241 858 5457 339
  Less: Claims Outstanding at the beginning of the year     5314 695 5357 199
  Total Claims Incurred     572 313 2806 775
           
(9) FL/Credit        
  Claims Paid        
  Direct      0  0
  Add : Reinsurance accepted     10 247 - 501
  Less: Reinsurance ceded      0  0
  Net Claims Paid     10 247 - 501
  Add : Claims Outstanding at the end of the year     1714 592 652 370
  Less: Claims Outstanding at the beginning of the year     1645 970 652 599
  Total Claims Incurred     78 869 - 730
  TOTAL  MISCELLANEOUS        
  Claims Paid        
  Direct     3 870  0
  Add : Reinsurance accepted     8448 117 10300 321
  Less: Reinsurance ceded     -57 877 41 168
  Net Claims Paid     8509 864 10259 154
  Add : Claims Outstanding at the end of the year     55580 140 49970 305
  Less: Claims Outstanding at the beginning of the year     53374 997 49337 806
  Total Claims Incurred     10715 007 10891 653

C MARINE INSURANCE        
(1) MARINE CARGO        
  Claims Paid        
  Direct      0  0
  Add : Reinsurance accepted     296 497 436 186
  Less: Reinsurance ceded     100 697  0
  Net Claims Paid     195 800 436 186
  Add : Claims Outstanding at the end of the year     3161 852 3164 566
  Less: Claims Outstanding at the beginning of the year     2686 226 3014 794
  Total Claims Incurred     671 426 585 958
           
(2) MARINE HULL        
  Claims Paid        
  Direct      0  0
  Add : Reinsurance accepted     1012 631 887 051
  Less: Reinsurance ceded     154 661  308
  Net Claims Paid     857 970 886 743
  Add : Claims Outstanding at the end of the year     6085 626 6152 436
  Less: Claims Outstanding at the beginning of the year     6026 679 6294 772
  Total Claims Incurred     916 917 744 407
           
  TOTAL MARINE         
  Claims Paid        
  Direct      0  0
  Add : Reinsurance accepted     1309 128 1323 237
  Less: Reinsurance ceded     255 358  308
  Net Claims Paid     1053 770 1322 929
 Less: Claims Outstanding at the beginning of the year    9247 478 9317 002
  Less: Claims Outstanding at the beginning of the year    8712 905 9309 566
  Total Claims Incurred     1588 343 1330 365

D LIFE INSURANCE        
  Claims Paid        
  Direct      0  0
  Add : Reinsurance accepted     9 088 9 989
  Less: Reinsurance ceded      0  0
  Net Claims Paid     9 088 9 989
 Less: Claims Outstanding at the beginning of the year    84 170 58 036
  Less: Claims Outstanding at the beginning of the year    84 062 56 600
  Total Claims Incurred     9 196 11 425

E TOTAL ALL CLASSES        
  Claims Paid        
  Direct     3 870  0
  Add : Reinsurance accepted     11279 667 15194 263
  Less: Reinsurance ceded     251 464 446 518
  Net Claims Paid     11032 073 14747 746
 Less: Claims Outstanding at the beginning of the year    94151 283 82271 167
  Less: Claims Outstanding at the beginning of the year    89141 574 81553 821
  Total Claims Incurred     16041 782 15465 092